Privacy Policy

This Privacy Policy explains how Hutchins Health Insurance collects, uses, discloses, and protects information when you visit this website, request a quote, call or email us, or otherwise interact with our business. By using the site, you acknowledge the practices described here.

Information We Collect

We may collect information you provide directly, such as your name, phone number, email address, mailing address, date of birth, county, household information, coverage interests, physician or prescription details, and other information needed to help evaluate insurance options. We may also collect technical information automatically, such as your browser type, device type, operating system, IP address, pages visited, referring pages, approximate location based on your internet connection, and the date and time of your visit.

How We Collect Information

We collect information when you fill out a form, request a quote, contact us by phone or email, communicate with us through the website, or otherwise choose to share information with us. We may also receive information from insurance carriers, general agents, enrollment partners, or other service providers if needed to respond to your request or provide assistance.

How We Use Information

We use information to respond to inquiries, provide insurance guidance, prepare and process quote requests, communicate with you, verify information, improve our website and services, maintain records, prevent fraud or misuse, and comply with legal, regulatory, and contractual obligations. We may also use information to send follow-up communications related to a request you submitted or a relationship you already have with us.

How We Share Information

We do not sell personal information for money. We may share information with carriers, agencies, business partners, technology providers, and other service providers when needed to help us operate the website, respond to your request, or provide insurance-related services. We may also disclose information when required by law, to protect our rights, to protect the security of the website, or to respond to lawful requests from public authorities.

Cookies and Similar Technologies

This website may use basic browser technologies, server logs, and similar tools that are needed to operate the site, remember preferences, measure performance, or understand how visitors use the pages. You can usually control cookies through your browser settings, but some features may not function properly if cookies are disabled.

Data Retention

We keep information for as long as reasonably necessary to provide services, complete a request, maintain business records, resolve disputes, comply with legal obligations, or support legitimate business purposes. Retention periods may vary depending on the type of information and the reason it was collected.

Security

We use reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, or disclosure. No method of transmission over the internet and no method of storage is completely secure, so we cannot guarantee absolute security.

Children

This website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided information to us, please contact us so we can review and delete it where appropriate.

Your Privacy Choices

You may contact us to request access to, correction of, or deletion of information you previously provided, subject to applicable law and verification requirements. You may also ask us not to contact you further for marketing-related messages. If privacy laws in your state grant additional rights, we will honor those rights to the extent required by law.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised version on this page and update the effective date or other internal tracking as appropriate. Your continued use of the website after an update means you accept the revised policy.

Contact

If you have questions about this policy or want to make a privacy request, contact us at [email protected] or call 731-479-3353 during business hours.